There is no good time to have a car accident, but if it happens to you, there are plenty of things to consider. Once you take care of exchanging information with the other person involved, you might want to contact a car accident lawyer serving Queens borough, NYC. While you’ve seen ads on TV for lawyers, you may not know when you actually need one and when you can do without one. Read on to figure out if you need a car accident lawyer Queens NY provides.
No Attorney Needed
If your accident is straightforward, you may not need an attorney to help with you case. If, for example, it is obvious that the other person is at fault and that party admits to the fault, the case will be easy to solve. If there are no injuries, or only minor injuries with small medical expenses, you may not need external help. And if there are no extenuating circumstances that you need someone to look into for you. These cases are straightforward and can be dealt with strictly by the insurance company. The problem is that you cannot always tell if your case will be that simple. So proceed with caution in any accident situation, even if it seems like it will be a simple case.
Good Idea to have a Car Accident Lawyer Queens NY
If the liability if not clear or is somehow shared between the two parties, it is a good idea to hire a lawyer to present your case. If you don’t know how to evaluate your claim or the adjuster asks you to provide medical records that date back before the accident, having a lawyer might be a good idea. If you get an offer from your insurance adjuster and you think your case deserves more, an attorney can help. Or if the adjuster offers you a structured settlement instead of a lump sum, you might want an attorney on your side. If you do not feel like you can negotiate a settlement on your own, an attorney can take over that task for you. Or if you believe you have lost wages due to the accident, that might be hard to prove without an attorney present, especially if you are a business owner or self employed.
Essential to have a Car Accident Lawyer Queens NY
While the above sections are cases that could involve legal help, there are some circumstances under which you will want a lawyer on your side no matter what. If the insurance company denies your claim and you believe that is wrong, you will need a lawyer with you to help the insurance company reconsider the claim. If the settlement offer from the insurance company is way too low, an attorney can help negotiate. If you are seriously injured and have large medical bills, you should have an attorney acting on your behalf. But if you are moderately injured and may have future medical bills in addition to your current bills, you want an attorney to get that across to the insurance adjuster. If the injured person is a minor and the injuries are more than slight, having an attorney is a must. If liability is not clear and you are disputing who was at fault with the other party, you need an attorney to move the case along before it reaches its statute of limitations. Any case that is complex and need expert investigations and legal advice should have an attorney on board. You will also want a car accident lawyer if the other party sues you over the accident or if you are being charged with any type of crime because of the event.
It is sometimes hard to tell whether or not your case is clear-cut. If you have any doubt at all, it is a good idea to talk to an attorney. You can get a free consultation and go over your case in detail before you speak to an insurance adjuster or the other party involved in the accident. Once you receive the proper legal advice, you will be able to save yourself from making statements to the insurance company or the other party involved that might damage your claim later.
It’s not every day that you are in a car accident. When it happens to you, take a step back from the situation and try to analyze what needs to be done. If your case is obviously cut and dry, you may not need an attorney to help you. But if there is any muddy water at all, consult with a car accident lawyer and see if you might be prudent to hire some legal help. You may look back on the decision and be thoroughly glad you did.